Pet insurance for dogs and cats works differently than human healthcare plans. Insurance for pets is owner reimbursement based. This works in favor for pet parents since it allows you to use any licensed veterinarian, emergency clinic or specialist in the United States. You never have to worry if a provider is “in-network”, because there are no networks.
Insurance PoliciesFiling a claim is much easier than you might think. You’ll need three things:
When you’ve got those documents in order, you can submit your claim to Pawsome Powered by ASPCA Pet Insurance program through the Member Center. Once your claim has been filed, The Insurance team will reach out to your vet if any additional info is needed. Hassle-free!
You can submit your claim via the online portal. Be sure to send the claim form, veterinary records, and an itemized invoice in order to get your claim processed quickly and money back in your pocket. You must submit a claim within 270 days* of the treatment or invoice date.
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