The policies are for cats and dogs eight weeks old and above! Pet Insurance is your partner for life and your policy won't be canceled because your pet is getting older.

Of course not. All pets aged 8 weeks and up are welcome. We do not cancel or downgrade your coverage as your pet gets older. We’ll be here for your pet through every step of their journey.

Since pet insurance providers don’t use networks, all pet insurance plans are acceptable for visits to your vet. You can use your ASPCA Pet Health Insurance Plan to visit any licensed veterinarian in the U.S. or Canada, including licensed specialists and emergency care vets.

Some plans may include treatment for heartworm. With a ASPCA Pet Health Insurance Plan, you can add on a Preventive Basic or Prime plan for a little extra per month to be covered for heartworm treatment.

Only you can make that call, but we know that for a lot of pet parents, it helps provide peace of mind and can reduce the financial burden of costly vet bills.

Most pet insurance companies require a waiting period after enrollment before coverage can take effect. Your Policy offers short waiting periods.

Pet insurance companies usually do not cover pre-existing conditions.

The Policy offers a variety of deductible options so you can build a plan that fits your budget.

Your co-insurance is the amount that you will be reimbursed for eligible conditions.

Preventative care coverage can help save you money on annual visits and routine care including flea and tick preventatives, vaccinations, and more! We offer wellness coverage as an optional add on benefit.