What is Pet Insurance?

Make caring for your pet more affordable and worry-free.

You Decide

Pet Insurance Plans

Select coverage options that meet your needs and budget:

  • Accident and illness
  • Customizable annual deductible and reimbursement rate
  • Preventive care coverage options for an extra cost
  • Unlimited annual limit option
See Insurance Plans

How do I make a pet insurance claim?

Why Do I Need Pet Insurance?

  • 1 in 3 pets need emergency care each year1
  • Every 6 seconds a pet owner gets an emergency vet bill of $1,000+1
1American Pet Products Association 2021 Survey

With pet insurance, get reimbursed for eligible conditions and provide care for your pet without breaking the bank.

What to Know about Pet Insurance

Because pet insurance works on a reimbursement basis, you can visit any licensed vet in the US or Canada—including emergency and specialty vets!

The policies are for cats and dogs eight weeks old and above! Pet Insurance is your partner for life and your policy won't be canceled because your pet is getting older.

Of course not. All pets aged 8 weeks and up are welcome. We do not cancel or downgrade your coverage as your pet gets older. We’ll be here for your pet through every step of their journey.

Since pet insurance providers don’t use networks, all pet insurance plans are acceptable for visits to your vet. You can use your Pawsome Powered by 24 Pet Protect Pet Insurance plan to visit any licensed veterinarian in the U.S. or Canada, including licensed specialists and emergency care vets.

Some plans may include treatment for heartworm. With a Pawsome Powered by 24 Pet Protect Pet Insurance plan, you can add on a Preventive Basic or Prime plan for a little extra per month to be covered for heartworm treatment.

Only you can make that call, but we know that for a lot of pet parents, it helps provide peace of mind and can reduce the financial burden of costly vet bills.

Most pet insurance companies require a waiting period after enrollment before coverage can take effect. Your Policy offers short waiting periods.

Pet insurance companies usually do not cover pre-existing conditions.

The Policy offers a variety of deductible options so you can build a plan that fits your budget.

Your co-insurance is the amount that you will be reimbursed for eligible conditions.

Preventative care coverage can help save you money on annual visits and routine care including flea and tick preventatives, vaccinations, and more! We offer wellness coverage as an optional add on benefit.

Monday to Friday, 8:00am – 8:00pm EST

Email Sales

Fax Info

1-866-888-2497 Service
1-866-888-2495 New Claims

Customer Satisfaction
Monday to Friday, 8:00am – 8:00pm EST

Email Service

Customer Satisfaction
Monday to Friday, 8:00am – 8:00pm EST


Build your Pet’s Personalized Insurance Plan

Get quote now
Notice to California Residents | Notice to Maine Residents

Pre-existing conditions are not covered. Waiting periods, annual deductible, co-insurance, benefit limits and exclusions may apply. For all terms and conditions visit www.24Petprotect.com/terms. Preventive Care coverage reimbursements are based on a schedule. Complete Coverage℠ reimbursements are based on the invoice. Products, schedules, and rates may vary and are subject to change. Discounts may vary and are subject to change. More information available at checkout.

Pet insurance products are underwritten by United States Fire Insurance Company (NAIC #21113. Morristown, NJ), and administered by PTZ Insurance Agency, Ltd. Pet insurance products are marketed and produced by Pawsome Pet Insurance Services, LLC. (NPN {19803214}. 1412 Broadway, New York, NY 10018, a licensed insurance agency. CA License # 6003919) and PTZ Insurance Agency, Ltd. (NPN: 5328528. Domiciled in Illinois with offices at 1208 Massillon Road, Suite G200, Akron, Ohio 44306). (California residents only: PTZ Insurance Agency, Ltd., d.b.a PIA Insurance Agency, Ltd. CA license #0E36937). 24Petprotect is a brand name.