Pet insurance is becoming increasingly popular among pet owners. Like human health insurance, pet insurance allows you to pick a plan based on your pet’s needs and your budget. 

But is pet insurance worth it? Some pet parents think insurance isn’t necessary and a waste of money, but we’re here to tell you otherwise. Pet insurance can save your pet’s life and save you money. 

In Case of Emergencies

Accidents happen and unfortunately, accidents are costly to treat. Some pet owners are unable to pay for treatment when their four-legged friend is injured. And in some cases, pet parents could face the unimaginable choice of putting their furry friend down if they cannot afford surgery. 

With pet insurance, though, you can be reimbursed for surgery or procedure expenses. Depending on your pet insurance provider, the veterinary bill could be partially or entirely paid for in the event your pet is in an accident. 

You Can Pick Your Veterinarian 

Pet insurance, unlike human health insurance, allows you to choose your own veterinarian. Human health insurance often requires you to use a certain health care provider whereas pet insurance allows you to use the veterinarian of your choice. All you need to do is provide your pet’s veterinary bill to your pet insurance provider for reimbursement. 

It’s Cost Effective 

Depending on the pet insurance provider, you can pay your premiums monthly, quarterly, semi-annually, or annually. You can decide which payment option works best for you and your budget. Furthermore, most plans offer multi-pet household discounts. 

Additionally, pet insurance prevents you from having to dip into your savings or emergency funds. Even if you set up a separate pet savings account, it may not be enough to cover the costs of your veterinary bill. 

It’s Flexible 

Most pet insurance providers often flexible plans, including basic and comprehensive. Pawesome’s Pet Insurance, for example, offers a base coverage with accident and illness coverage along with add-ons such as vet exam coverage, hereditary and congenital disease coverage, end of life coverage as well as wellness and prevention coverage. 

Depending on the age of your pet and whether they are prone to certain hereditary diseases, you can choose a pet insurance plan that works best for you. Pawsome’s accident and illness coverage covers injury and illness, cancer, hospital stays, surgeries and rehab, prescriptions, emergency care, and more. 

Pet insurance can both save – and extend – your pet’s life. As pet’s age, they become more prone to cancer or other injuries and illnesses. With pet insurance, you don’t have to dip into your emergency fund to keep your pet happy and healthy.